Value-Added Services
Standing Instructions
One Banking Solution's Standing Instructions product enables you to automate your regular financial obligations like rent payments, EMIs, insurance premiums, and more directly from your account. Once you create a Standing Instruction, we will automatically process all your future payments on the scheduled date itself. No more chances of missing a payment or incurring a late fee. No more hassle of manually processing a recurring transaction every month. It's intelligent automation at its best – saving your valuable time and keeping your financial obligations right on track.
ECS Mandates
One Banking Solution's ECS (Electronic Clearing Service) Mandate facility enables businesses and financial institutions to collect recurring payments from their customers in a timely and automated fashion. With ECS mandates, businesses and financial institutions can digitally register mandates, manage active mandates, and track all collections in real-time without the need for manual intervention or paperwork. For the customer, ECS mandates timely payment of loan EMIs, electricity bills, etc., thereby maintaining a clean financial track record. For the business, ECS mandates offer a convenient, low-cost solution for efficient collections.
EMI Collection
One Banking Solution's EMI Collection solution helps businesses, lenders, and financial institutions automate the process of collecting equated monthly installments from their debtors in a seamless fashion, requiring zero manual intervention. Our solution ensures that every EMI cycle is executed perfectly, without any failure. We send advance notifications to the customer, real-time confirmation for the debit, and transparency into the entire process. For the lender, it means predictable cash flow and lower costs. For the customer, it means a completely stress-free experience every single month.
Financial Education
One Banking Solution's Financial Education is our promise to every customer that we will help you gain access to information that will allow you to make better, more confident financial decisions. You can find information on budgeting, investing, credit management, tax planning, and wealth-building. Whether you are a new account customer or a seasoned investor, we know that our financial education information is helpful and accessible. This is because at One Banking Solution, we know that an educated customer is a financially empowered customer. In fact, we think that this is the greatest service we can possibly offer.