Deposits
Fixed Deposit (FD)
With One Banking Solution's Fixed Deposit service, you can rest assured that you're getting a guaranteed opportunity to grow your savings by offering high, assured interest rates. You can select your own tenure, whether it's a short-term or long-term investment, and lock in your returns that are completely free of market risk. You can opt for flexible pay-out options, auto-renewal facilities, and even open multiple Fixed Deposits online. Your capital is always protected, your returns are always assured, and your financial future is always on track, all without having to enter a branch.
Recurring Deposit (RD)
Recurring Deposit offered by One Banking Solution can help you develop a habit of saving money through disciplined monthly deposits. We offer you the flexibility to deposit any amount you want, good interest rates, and a plan to save money in a disciplined manner. You can save money for any purpose, like a vacation, wedding, or any other goal, through our Recurring Deposit account. It can be done digitally; you just need to set up auto-debits, and your money will grow with each passing month with zero effort.
Tax-Saving Deposit
One Banking Solution's Tax-Saving Deposit helps you reduce tax liability while building your wealth in a secure environment. We offer a 5-year lock-in fixed deposit which is eligible for tax deductions as per the tax regulations. We offer attractive interest rates on your investment, which is completely secured. Our tax-saving deposit is a simple yet effective solution for individuals who want to make the most of every financial year. You can open a tax-saving deposit completely online, get instant investment certificates, and take one step towards efficient financial planning.
Senior Citizen Deposit Schemes
At One Banking Solution, we provide the security and respect that the elder members of the community deserve. Our Senior Citizen Deposit Schemes offer higher interest rates than regular deposits and flexibility in terms of tenure. Our regular interest pay-outs in the form of monthly, quarterly, or annual interest make it easy for the elder members of the community to meet their post-retirement needs. Our online access and nomination options make banking simple, stress-free, and rewarding for the elder members of the community. Because people who have worked hard all their lives deserve a bank that works just as hard for them.
NRI Accounts (NRE, NRO, FCNR)
One Banking Solution offers NRIs a comprehensive range of accounts that are best suited for managing your finances across borders. Our NRE Account enables you to invest your foreign earnings in India and earn repatriation benefits along with tax-free interest. Our NRO Account helps manage your earnings from various sources in India, like rental income and dividends. Our FCNR Account allows you to maintain your foreign currency deposits and shield yourself from exchange rate risks. All these accounts are accessible online 24/7 from anywhere in the world, making it extremely easy to stay connected to your homeland.
Minor Accounts
The Minor Account offered by One Banking Solution enables young individuals to develop smart financial habits at an early age. We offer a safe environment where children can learn to save money through our parent-supervised account. We also offer competitive interest rates, a highly accessible interface, and a smooth transition to a full account when they reach adulthood. It's not just an account; it's a gateway to a lifetime of financial independence
Joint Accounts
One Banking Solution's Joint Account is designed to allow two or more individuals to share control of their finances with complete transparency and control. Whether you’re a couple wanting to manage household expenses together, business partners wanting to keep track of shared funds, or members of a family wanting to plan together for the future, we can help you do so with real-time visibility, flexible modes of operation, and equal access to all account features.