Investments & Wealth Management
Investment Products
Mutual Funds
One Banking Solution offers access to a selection of the best-performing mutual funds in the market, ranging from equity and debt instruments to hybrid and liquid funds. All of these can be directly invested in through your banking account. Our platform provides the best tools and information for any investor, be they a novice or a seasoned market player. One Banking Solution offers the best tools and information for any investor and provides access to a selection of the best-performing mutual funds in the market.
Bonds & Debentures
One Banking Solution provides investors with direct access to a variety of bonds and debentures, corporate, financial institution, and government-backed bonds, which provide fixed returns in a stable manner with different levels of risk. Our platform offers investors transparent pricing, real-time yield information, and a completely digital investment experience. Our goal at One Banking Solution is to provide our investors with a bond investment experience that meets their needs and allows them to invest with confidence, earn with clarity, and build a fixed-income portfolio that stands firm in any market conditions.
Government Securities
One Banking Solution allows investors to have direct access to government securities, which are considered one of the safest and most reliable investment tools in the market today. Invest in treasury bills, dated securities, and government bonds with the full backing of the government, guaranteed returns, and total capital security. Government securities are now made accessible to both retail and institutional investors through the online platform of One Banking Solution, where investors can buy, manage, and mature their investments with ease. For investors who value safety above all else, government securities through One Banking Solution are the gold standard in risk-free investments.
Fixed Income Instruments
One Banking Solution's Fixed Income Instruments offer investors the comfort of a predictable and stable earnings model that is not dependent on market conditions. We offer access to a range of fixed income instruments such as corporate debt, NCDs, FMPs, and more with attractive yields and well-defined tenures and terms. Whether you're planning for retirement, managing idle cash, or hedging a high-risk portfolio, fixed income instruments offer the stability and predictability your investment plan demands. Steady returns. Clear timelines. Zero ambiguity. That's fixed income investing with One Banking Solution.
Insurance (Bancassurance)
Life Insurance
One Banking Solution's bancassurance solution provides access to comprehensive life insurance products that protect the financial future of your loved ones. We offer term insurance, whole life insurance, and ULIPs from leading insurance companies, which can be accessed online through your banking account. Personalize your life insurance options, get instant digital policies, and manage premium payments in one go. Protect the people who matter most in your life, provide financial security in the event of your absence, and make life insurance a part of your financial plan in a simple, convenient, and completely online manner.
Health Insurance
One Banking Solution helps you access top health insurance plans that shield you and your loved ones from financial shocks arising from medical emergencies. With our banking solution, you can explore different plans, choose the one that suits your needs, and buy a health insurance policy without entering a single branch. Get cashless facilities at hospitals, complete protection for critical conditions, and renewal services through your online account. Medical bills should not translate to a financial crisis. With One Banking Solution's health insurance plans, this is not a worry.
General Insurance
One Banking Solution offers access to a broad range of general insurance products, including vehicles, travel, home, and property insurance, through our bancassurance model. Compare insurance plans from multiple insurers, buy policies online in just a few minutes, and access all your policies in one place through your banking account. You can buy insurance for your new car, protect your home from unexpected events, or secure your travel plans with us. We provide you with the right insurance, at the right price, with the right insurer in one place.
Wealth and Investments Advisory
Portfolio Management
One Banking Solution's Portfolio Management service offers high net worth individuals and serious investors a structured approach to wealth creation. Our Personalized Investment Strategies are designed around your financial objectives, risk tolerance, and time horizon. Our experienced investment experts will manage your wealth. Every detail of your portfolio is actively managed with precision and accountability. Your wealth is not like anyone else's. It is unique. You need a team that is dedicated exclusively to growing and protecting your wealth.
Retirement Planning
One Banking Solution's Retirement Planning service can assist in building a financially secure future so that when the time comes for retirement and stepping away from the workforce, the lifestyle is completely uncompromised. Our team of experts will assess your current financial situation and future income requirements to provide a structured plan for your retirement. With access to a range of products such as pensions, annuities, systematic investment plans, and fixed income products, One Banking Solution can provide the right mix of products and services to ensure that your retirement is well-funded and well-planned.
Tax Planning
One Banking Solution's Tax Planning service is here to assist individuals and businesses in legally reducing their tax burden while maximising their savings and investments. Our team of experts will study your income, investments, and expenses and suggest the best options for tax-saving instruments such as ELSS, PPF, NSC, Tax-Saving Fixed Deposits, and insurance products. Don't pay more than what the law requires of you. Don't waste your hard-earned money on taxes. Create a financial plan that works for you today and tomorrow.
Demat Account
One Banking Solution's Demat Account is a completely digital account where all your investment holdings are stored in one convenient place: stocks, bonds, mutual funds, ETFs, government securities, and more. No more paper certificates, no more worries about the risks associated with paper certificates. Buy, sell, and transfer securities in real-time, with instant updates to your portfolio and full transaction transparency. Our Demat Account is integrated into your banking account, providing a seamless investment experience from fund allocation to settlement. All your holdings. In one place. Completely secure.